Sales: (416) 751-1530 Service: (416) 751-1806
Email Us 1897 EGLINTON AVE E, Toronto, ON, M1L 2L6
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Mon - Thu 9:00am - 9:00pm
Fri 9:00AM - 6:00PM
Sat 9:00am - 6:00pm
Sun Closed
Dealership hours of operation
Mon - Thu 7:00am - 7:00pm
Fri 7:00am - 6:00pm
Sat 8:00am - 4:00pm
Sun Closed
Dealership hours of operation
Mon - Fri 7:00am - 6:00pm
Sat - Sun Closed
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Car Credit Centre

Bad Credit? Rejected Elsewhere?

We say Yes where others say No with financing for all credit situations.

Get Approved Now!

Bad Credit or Other Credit Problems
Bankruptcy
Consumer Proposal
Credit Counselling
Insurance Write-Offs
New Immigrants to Canada
Second Vehicle Financing
Self-Employed Income
Trade In & Upgrade Your Current Vehicle

AND ITS EASY TO APPLY

Fill Application

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Complete the online application. Which should only take 2 minutes

Get Approved

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Your application will be reviewed by our credit specialist who will work on your behalf to obtain an approval

Sign and Drive

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Once APPROVED we find the vehicle that best suits your wants and needs from the options that you provided us. We sign the necessary documents and get your driving.
Bad Credit, Good Credit or No Credit 99% Approved!" Buy your favorite car now!

 

Stop Wondering. Start Driving!

 

Bad Credit or Other Credit Problems

If you’ve got a poor credit history, bad credit resulting from a recent divorce or separation, or for other reasons, we are here to find you flexible auto loan financing and a great vehicle. We understand that having bad credit or a complex credit background shouldn’t prevent you from getting financing approval and a vehicle. There can be circumstances affecting a person’s finances that impact your credit score, but that doesn’t mean you would be a bad fit for a car loan.

 

Bankruptcy

If you’ve filed for bankruptcy or are going through a consumer proposal or credit counselling, you can still get approved for a car loan — even as early as day one of your bankruptcy or proposal. There are a lot of misconceptions that bankruptcy, a consumer proposal or credit counselling prevents you from getting vehicle financing, but we’re happy to say that’s not true.

 

Consumer Proposal

If you’ve filed for bankruptcy or are going through a consumer proposal or credit counselling, you can still get approved for a car loan — even as early as day one of your bankruptcy or proposal. There are a lot of misconceptions that bankruptcy, a consumer proposal or credit counselling prevents you from getting vehicle financing, but we’re happy to say that’s not true.

 

Credit Counselling

If you’ve filed for bankruptcy or are going through a consumer proposal or credit counselling, you can still get approved for a car loan — even as early as day one of your bankruptcy or proposal. There are a lot of misconceptions that bankruptcy, a consumer proposal or credit counselling prevents you from getting vehicle financing, but we’re happy to say that’s not true.

 

Insurance Write-Offs

If you’ve been in an accident where your vehicle under financing was totalled you may end up receiving a payout from the insurer that is not big enough to pay off your car loan. This means you end up without a vehicle and still owe money on the original loan. Many people do not realize how common this situation is, and how those who have an unpaid car loan face real difficulty getting approval for financing for a new vehicle.

 

Newcomers to Canada

Canada is a country that welcomes everyone with open arms. And your car loan financing team here at Extra Mile believes your loan provider should too! That’s why we specialize in providing loans for recent immigrants to Canada, who may lack a normal credit history that other lenders insist upon. Instead, we focus on finding a great loan that matches your needs, even if you have just opened your first Canadian bank account and are looking for financing for your first Canadian car. We know how important your first car is, and how important a loan is to building your credit history, and can secure financing for new immigrant borrowers.

 

Second Vehicle Financing

If you’re paying off an existing vehicle loan but need a second vehicle, we can help get you the keys to a quality vehicle financed at a rate right for you. There are many scenarios a second vehicle will help with. If you’re starting or expanding your family, a second vehicle to help get the kids to and from school, extra-curricular activities or a grocery run is a lifesaver. For those looking to earn money on the side, our flexible second vehicle financing can put you in an impressive Chrysler you can drive for Uber or Lyft and turn into a reliable money-making machine.

 

Self-Employed Income

If you are self-employed you may encounter difficulty obtaining vehicle financing. Many lenders will see the self-employed as too “high-risk” without regular proof of income. Even if you are a highly successful entrepreneur, lenders will see you as a liability and say no — especially when you are first starting out.

 

Trade In & Upgrade Your Current Vehicle

Driving a car you’re currently financing, but want to upgrade? The team at Extra Mile Approvals can help. It’s a common belief that once you finance a car, you are locked into it, and must drive it until the loan is paid in full. This can be a source of stress for many reasons: our lives can change in many ways that mean the vehicle you purchased with financing two years ago is no longer a good fit. One of the most common scenarios we see here involves couples who first get a subcompact or hatchback car, but then need something family-size when their little bundle of joy arrives.